1800 346 101 info@finance101.com.au
Kara Norman
Kara Norman
I would like to Thank Shane and the team from Finance101 for helping me obtain my dream car. Shane was very good with communication, and making the whole experience go very smoothly! Very happy customer! Super quick and easy process through to the end.
Jayden Dixon
Jayden Dixon
Mark and the team always find the best deals and are extremely helpful throughout the whole process.
James Hall
James Hall
Very professional and good communication highly recommend, I will use this service again AAA+++
Lloyd Lancelot
Lloyd Lancelot
Kristen was very helpful in helping us organise our finance. Our communication was quick and easy, email, text message or phone call were our main lines of communication. Thank you to the Kristen and the team of Finance101 as my wife and I are now on the road to financial freedom.
Merekai Fitzhenry
Merekai Fitzhenry
Shane from Finance 101 was absolutely amazing, the process was so smooth and fast, he made everything so easy for me, and in the end i ended up with the most perfect car!!, could not recommend anymore more then him, every phone call or question i had was answered so promptly and it was such a stress free process!
Jordan Brown
Jordan Brown
very happy with there effort to fine me finance
April James (EpicDuck321)
April James (EpicDuck321)
Finance101 made getting my finance for my BYD Seal easy as! Shane Kelly was incredibly helpful, an absolute legend who made the process as simple as it could be from start to finish, couldn't give him enough props. Will definitely be on my mind in the future!
Esk Reid
Esk Reid
My credit rating was not the best but Dalton from Finance 101 did his utmost best to secure me a personal loan that enabled me to pay off high interest debt,and he secured me a loan that was affordable and helped me to consolidate. I could not recommend him and his company more highly! Professional and efficient from start to finish, if you require any kind of loan I highly suggest you enquire with him and Finance 101. Thanks Dalton.
Krethion
Krethion
Dalton was amazing to work with he listened to all my concerns and explained everything to me clearly so I had a full understanding, when I wasn't happy with the first offer I received he came back to me with one that suited me better. Would definitely recommend. -kolby

You need some cash – we can help – simple!

Finance101 are your unsecured finance specialists. With a number of different lenders offering bank beating unsecured loans, we have the best solution for you. Working with us here at Finance101 will ensure you are getting market leading interest rates and customer service you’ll want to tell everyone about. 

Our finance and insurance partners

Unsecured personal loans

Unsecured personal loans are perfect for customers who are looking for some extra flexibility with regards to setting up a new loan. They offer the ability to purchase effectively whatever you want like a classic or imported car. You can also utilise an unsecured personal loan to raise some funds for an upcoming medical procedure, your perfect wedding day, a family holiday, or even to consolidate some other debts and package them into one managable payment.

Some of the key features of unsecured personal loans are:

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Available for any loan purpose

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Flexible loan terms available (3-7 years)

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No penalty for paying out early (for most lenders)

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Fixed repayments and interest rates over the term of the loan

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Ability to pay out early to save interest

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Look at consolidating debt to save yourself money

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Use as assistance to purchase your dream home

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Finance out of the box assets that you cannot on standard secured loans

Secured personal loans

Secured personal loans are similar to unsecured personal loans, however will use an asset that you already own or are purchasing as security over the loan. This will mean you have the benefits of a secured loan with regards to lower interest rates, but the benefits of an unsecured personal loan where you can utilise the funds for any purpose.

Some of the key benefits of secured personal loans are:

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Lower interest rates than unsecured personal loans generally

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Available for any loan purpose

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No penalty for paying out early

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Fixed repayments and interest over the term of the loan

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Flexible loan terms available (3-7 years)

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Look at consolidating debt to save yourself money

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Pay for your dream family holiday

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Make extra repayments to save yourself money