1800 346 101 info@finance101.com.au

You need some cash – we can help – simple!

Finance 101 are your unsecured finance specialists. With a number of different lenders offering bank beating unsecured loans, we have the best solution for you. Working with us here at Finance 101 will ensure you are getting market leading interest rates and customer service you’ll want to tell everyone about. 

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Unsecured personal loans

Unsecured personal loans are perfect for customers who are looking for some extra flexibility with regards to setting up a new loan. They offer the ability to purchase effectively whatever you want like a classic or imported car. You can also utilise an unsecured personal loan to raise some funds for an upcoming medical procedure, your perfect wedding day, a family holiday, or even to consolidate some other debts and package them into one managable payment.

Some of the key features of unsecured personal loans are:

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Available for any loan purpose

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Flexible loan terms available (3-7 years)

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No penalty for paying out early (for most lenders)

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Fixed repayments and interest rates over the term of the loan

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Ability to pay out early to save interest

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Look at consolidating debt to save yourself money

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Use as assistance to purchase your dream home

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Finance out of the box assets that you cannot on standard secured loans

Secured personal loans

Secured personal loans are similar to unsecured personal loans, however will use an asset that you already own or are purchasing as security over the loan. This will mean you have the benefits of a secured loan with regards to lower interest rates, but the benefits of an unsecured personal loan where you can utilise the funds for any purpose.

Some of the key benefits of secured personal loans are:

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Lower interest rates than unsecured personal loans generally

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Available for any loan purpose

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No penalty for paying out early

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Fixed repayments and interest over the term of the loan

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Flexible loan terms available (3-7 years)

E

Look at consolidating debt to save yourself money

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Pay for your dream family holiday

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Make extra repayments to save yourself money