nicolino laganaWith you all the way Do there very best to get the best result Would recommend them highly
NO LIMITFirst experience having dealings with this company was able to secure a car within a week to settlement via phone. I only spoke with Dalton Miles but what a champ! He Patient super easy going and understanding, Helpful especially as I was driving 90 percent of the time. Couldnt fault the process at all. Highly recommend finance101. “car below”
Chloe DalsantoAaron was absolutely amazing to deal with! Nothing was ever too much of a hassle and he looked after absolutely everything for me and made it a stress free process. Extremely professional and very knowledgeable, would recommend him to absolutely everyone. Submitted my details and got me in my car all within the week! Thanks for all your help Aaron!!
JeZ ZaFaith was a great help. Told me what I needed to do to get the lowest interest rate possible. Communicated well throughout the whole experience. Would definitely come back again if needed.
Nonni BAmazing Service amazing communication highly recommended please use her as you will not find another person who is as good. Toni buckler
Keyani GlassieFilled the application online Wednesday next day received a phone call from Patrick Flanagan, was an absolute LEGEND, he was straight forward, easy to deal with and got the interest rate I wanted. Loan was approved the following Thursday, signed loan agreement Friday morning funds were in my account within minutes. Could've all been done the week before but it was Easter weekend public holiday. Apprectiate your help mate love your work
Alie NAfter a long month and a half of trying to secure myself an upgrade, we finally made it. Shane who was looking after getting the loan for me, was amazing throughout the entire process, giving step by step instructions that made it incredibly easy to sort out all necessary information and kept me informed the whole time. If you're someone who is struggling to get a loan like I was, I would absolutely recommend these guys, they did an amazing job!
Donna GloverMy loan advisor was great, he was friendly, professional, made the process very easy, no stress and kept me updated through out the whole application. I would highly recommend Eddie from Finance101 to anyone needing a loan. Thank you!!!
Financing a new asset for your business has never been so simple!
Finance101 understands how businesses work. We will make it quick and easy to secure your next asset loan for your business so you can focus on running it! We work with over 20 different lenders with access to specialised products, allowing our team to tailor the perfect loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple!
Our finance and insurance partners
Chattel Mortgage
A chattel mortgage is a secured loan for sole traders, partnerships and companies where the asset being financed will be used predominantly for business purposes. The business owns the asset from day one and the lender takes security over the asset. Chattel mortgages can be used to purchase any asset; cars, leisure vehicles and equipment (as long as there is a reasonable justification for business use). Chatttel mortgages can offer many benefits to your business, ranging from helping with cash flow to tax write offs. Finance 101 have access to a variety of different low doc or no doc loans as well for your convenience.
Some of the key features of chattel mortgages are:
Low or no deposit options available
Low fixed rates
Balloon (residual) options available
GST can be claimed back at your first BAS
No-doc or low-doc loans
Loan terms from 1-7 years
Available for dealer, auction or private sales
Tax deductible interest and ability to claim depreciation
Other Business Loans
The most common business loans outside of chattel mortgages are commercial hire purchases, novated or finance leases and cash flow funding. Finance101 have access to a variety of loan products that cover all of these different loan types. Different loan types may have some additional tax benefits including having the asset off your balance sheet or having the payment show as a rental type payment on your financials. All of the loans we offer have fixed rates and repayments over the term of the loan. If you need any further information about the different commercial loan products available, give us a call and one of our team will be able to talk you through the differences.
Some of the key benefits of business loans are: