1800 346 101 info@finance101.com.au
Kyle Kratzmann
Kyle Kratzmann
Eddie made the process super easy from start to finish. He was always available and updated me straight away. He ensured everything was settled as fast as possible, and was a relatable and genuine person to deal with.
Glenda Oh
Glenda Oh
Pat was amazing in securing a great rate for my car loan! Even the car dealership was shocked that Finance101 was able to get me such a good rate! They work tirelessly to help me after hours calls to make sure the process went as quick as possible! Great support from Dan and Mark too!
Craig Holder
Craig Holder
Highly recommend finance 101, Patrick was a pleasure to deal with! Kept me updated throughout the whole loan process. Thanks finance 101
Richard McGregor
Richard McGregor
100% recommend these guys so helpful, Mark and all he's team do there best for you
Paul Ransom
Paul Ransom
Sensational service, Aaron was a brilliant member to work with.
Mick Higginson
Mick Higginson
Excellent went above and beyond
Stuart Crichton
Stuart Crichton
Dealt with Eddie at Fiannace 101 onsite at Lawrence RV Burpengary buying our new caravan. What amazing service, totally hassle free, honest and upfront with everything. Made choosing our new caravan so easy and pleasurable. Thanks to the whole team for making this whole thing so easy.
Reyne McLellan
Reyne McLellan
Dalton and Aaron were fantastic to deal with. Made the whole process seamless
Richard French
Richard French
Dalton got the impossible done and has been an enormous help. Totally recommend Dalton and Finance101 ????

There are a lot of different ways to finance your car or motorbike, let’s keep it simple

Finance101 will make it quick and easy to secure your next car loan or motorcycle loan. We work with over 30 different lenders with access to specialised products, allowing our team to tailor the perfect vehicle loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple! 

Our finance and insurance partners

Personal Car Loans

A personal car loan is the most common type of car finance product. This is where the vehicle will be used mainly for personal use. You can choose either a secured car loan or an unsecured car loan, depending on what benefits are most important to you. The secured loan will normally mean lower interest rates as the lender holds security over the loan, whereas with an unsecured loan the lender doesn’t hold the title on the car and you’ll generally be able to pay out early with no penalty at all.

Some of the key features of secured or unsecured car loans are:

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Finance any age car anywhere in Australia

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Available for dealer, auction and private sales

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Flexible loan terms available (from 1-7 years)

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Balloon (residual) options available

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Rates and payments are fixed over the term of the loan

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Pay it off faster to save interest

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Finance the full purchase price or chip in some deposit

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Make extra repayments if you like

Business Car Loans

A business car loan is the type of loan for customers who are self-employed or plan to use the vehicle mainly for business use. Business loans come in a few different shapes and sizes, being Chattel Mortgages, Hire Purchases or Finance Leases. Some lenders will require financials but Finance101 have access to a variety of different low doc or no doc loans as well for your convenience.

Some of the key benefits of business car loans are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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GST can be claimed back at your first BAS (Chattel Mortgage only)

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No-doc or low-doc loans

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Loan terms from 1-7 years

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Available for dealer, auction and private sales

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Tax deductible interest and ability to claim depreciation