Kara NormanI would like to Thank Shane and the team from Finance101 for helping me obtain my dream car. Shane was very good with communication, and making the whole experience go very smoothly! Very happy customer! Super quick and easy process through to the end.
Jayden DixonMark and the team always find the best deals and are extremely helpful throughout the whole process.
James HallVery professional and good communication highly recommend, I will use this service again AAA+++
Lloyd LancelotKristen was very helpful in helping us organise our finance. Our communication was quick and easy, email, text message or phone call were our main lines of communication. Thank you to the Kristen and the team of Finance101 as my wife and I are now on the road to financial freedom.
Merekai FitzhenryShane from Finance 101 was absolutely amazing, the process was so smooth and fast, he made everything so easy for me, and in the end i ended up with the most perfect car!!, could not recommend anymore more then him, every phone call or question i had was answered so promptly and it was such a stress free process!
Jordan Brownvery happy with there effort to fine me finance
April James (EpicDuck321)Finance101 made getting my finance for my BYD Seal easy as! Shane Kelly was incredibly helpful, an absolute legend who made the process as simple as it could be from start to finish, couldn't give him enough props. Will definitely be on my mind in the future!
Esk ReidMy credit rating was not the best but Dalton from Finance 101 did his utmost best to secure me a personal loan that enabled me to pay off high interest debt,and he secured me a loan that was affordable and helped me to consolidate. I could not recommend him and his company more highly! Professional and efficient from start to finish, if you require any kind of loan I highly suggest you enquire with him and Finance 101. Thanks Dalton.
KrethionDalton was amazing to work with he listened to all my concerns and explained everything to me clearly so I had a full understanding, when I wasn't happy with the first offer I received he came back to me with one that suited me better. Would definitely recommend. -kolby
Financing a new asset for your business has never been so simple!
Finance101 understands how businesses work. We will make it quick and easy to secure your next asset loan for your business so you can focus on running it! We work with over 20 different lenders with access to specialised products, allowing our team to tailor the perfect loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple!
Our finance and insurance partners
Chattel Mortgage
A chattel mortgage is a secured loan for sole traders, partnerships and companies where the asset being financed will be used predominantly for business purposes. The business owns the asset from day one and the lender takes security over the asset. Chattel mortgages can be used to purchase any asset; cars, leisure vehicles and equipment (as long as there is a reasonable justification for business use). Chatttel mortgages can offer many benefits to your business, ranging from helping with cash flow to tax write offs. Finance 101 have access to a variety of different low doc or no doc loans as well for your convenience.
Some of the key features of chattel mortgages are:
Low or no deposit options available
Low fixed rates
Balloon (residual) options available
GST can be claimed back at your first BAS
No-doc or low-doc loans
Loan terms from 1-7 years
Available for dealer, auction or private sales
Tax deductible interest and ability to claim depreciation
Other Business Loans
The most common business loans outside of chattel mortgages are commercial hire purchases, novated or finance leases and cash flow funding. Finance101 have access to a variety of loan products that cover all of these different loan types. Different loan types may have some additional tax benefits including having the asset off your balance sheet or having the payment show as a rental type payment on your financials. All of the loans we offer have fixed rates and repayments over the term of the loan. If you need any further information about the different commercial loan products available, give us a call and one of our team will be able to talk you through the differences.
Some of the key benefits of business loans are: