1800 346 101 info@finance101.com.au
Feauina Komiti
Feauina Komiti
Really appreciated for your service Shane so happy thankyou so much MERRY Christmas and God Bless
Rasel Ahmed
Rasel Ahmed
My first time taking a loan in Australia and Patrick was very helpful. It was a breeze working with him. They understood my weakness and still gave me the best interest rate all over Australia. Totally recommend it to everyone
Craig Read
Craig Read
Fantastic work by Callum I couldn’t be happier with his efforts to help me get what I needed, he went above and beyond 10 stars for Callum !!! I would recommend everyone and anyone to use these guys!! Thank you!!!
Finn W
Finn W
Had an awesome experience with Shane 100% would recommend
Eli Bligh
Eli Bligh
Patrick was greatly helpful and supportive during the whole process, consistently kept me up to date on everything. Highly recommend Finance 101 and the service they give.
Greg H
Greg H
Easy to work with
Annah Paraffin
Annah Paraffin
Very fast and effective service provided. The staff are always friendly and willing to help. Thank you very much
Kody Stearman
Kody Stearman
So happy with my new car. Thank you Maria for helping me all along the journey!
Tim Bennett
Tim Bennett
I found Finance101 online. Kristen responded to my initial enquiry. Her communications have been timely, thorough, professional and on point every time. She got the result I wanted at a great rate, with a good lender, on good terms. I would work with Kristen again and I would recommend her to friends and family. It is great to find a reliable, professional and capable person who is friendly, efficient and gets the job done! Well done and many thanks.

You need some cash – we can help – simple!

Finance101 are your unsecured finance specialists. With a number of different lenders offering bank beating unsecured loans, we have the best solution for you. Whether you are looking for a Wedding Loans or Medical Loans for Dental or Surgery working with Finance101 will ensure you are getting market leading interest rates and customer service you’ll want to tell everyone about. 

Our finance and insurance partners

Unsecured personal loans

Unsecured personal loans are perfect for customers who are looking for some extra flexibility with regards to setting up a new loan. They offer the ability to purchase effectively whatever you want like a classic or imported car. You can also utilise an unsecured personal loan to raise some funds for an upcoming medical procedure, your perfect wedding day, a family holiday, or even to consolidate some other debts and package them into one managable payment.

Some of the key features of unsecured personal loans are:

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Available for any loan purpose

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Flexible loan terms available (3-7 years)

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No penalty for paying out early (for most lenders)

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Fixed repayments and interest rates over the term of the loan

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Ability to pay out early to save interest

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Look at consolidating debt to save yourself money

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Use as assistance to purchase your dream home

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Finance out of the box assets that you cannot on standard secured loans

Secured personal loans

Secured personal loans are similar to unsecured personal loans, however will use an asset that you already own or are purchasing as security over the loan. This will mean you have the benefits of a secured loan with regards to lower interest rates, but the benefits of an unsecured personal loan where you can utilise the funds for any purpose.

Some of the key benefits of secured personal loans are:

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Lower interest rates than unsecured personal loans generally

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Available for any loan purpose

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No penalty for paying out early

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Fixed repayments and interest over the term of the loan

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Flexible loan terms available (3-7 years)

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Look at consolidating debt to save yourself money

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Pay for your dream family holiday

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Make extra repayments to save yourself money