1800 346 101 info@finance101.com.au
Feauina Komiti
Feauina Komiti
Really appreciated for your service Shane so happy thankyou so much MERRY Christmas and God Bless
Rasel Ahmed
Rasel Ahmed
My first time taking a loan in Australia and Patrick was very helpful. It was a breeze working with him. They understood my weakness and still gave me the best interest rate all over Australia. Totally recommend it to everyone
Craig Read
Craig Read
Fantastic work by Callum I couldn’t be happier with his efforts to help me get what I needed, he went above and beyond 10 stars for Callum !!! I would recommend everyone and anyone to use these guys!! Thank you!!!
Finn W
Finn W
Had an awesome experience with Shane 100% would recommend
Eli Bligh
Eli Bligh
Patrick was greatly helpful and supportive during the whole process, consistently kept me up to date on everything. Highly recommend Finance 101 and the service they give.
Greg H
Greg H
Easy to work with
Annah Paraffin
Annah Paraffin
Very fast and effective service provided. The staff are always friendly and willing to help. Thank you very much
Kody Stearman
Kody Stearman
So happy with my new car. Thank you Maria for helping me all along the journey!
Tim Bennett
Tim Bennett
I found Finance101 online. Kristen responded to my initial enquiry. Her communications have been timely, thorough, professional and on point every time. She got the result I wanted at a great rate, with a good lender, on good terms. I would work with Kristen again and I would recommend her to friends and family. It is great to find a reliable, professional and capable person who is friendly, efficient and gets the job done! Well done and many thanks.

Keep it simple when financing your next Caravan, Camper Trailer, Boat, Motorhome Or Overseas Holiday

It will be simple and easy to get approval for your next leisure purchase, thanks to Finance101. We work with over 30 different lenders with access to specialised products, allowing our team to tailor the perfect loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple! 

Our finance and insurance partners

Personal Leisure Loans

A personal loan for a leisure asset is the most common of the loans available. This is where the vehicle will be used mainly for personal use. You can choose either a secured loan or an unsecured loan, depending on what is benefits are most important to you. The secured loan will normally mean lower interest rates as the lender holds security over the loan, whereas with an unsecured loan the lender doesn’t hold the title on the asset and you’ll generally be able to pay out early with no penalty at all.

Some of the key features of secured or unsecured leisure loans are:

E

Finance any age asset anywhere in Australia

E

Available for dealer, auction and private sales

E

Flexible loan terms available (from 1-7 years)

E

Beat the banks with a secured leisure loan

E

Rates and payments are fixed over the term of the loan

E

Pay it off faster to save interest

E

Make extra repayments if you like

E

Finance the full purchase price or chip in some deposit

Business Leisure Loans

A business loan for a leisure asset is the type of loan for customers who are self-employed or plan to use the vehicle predominantly for business use. Business loans come in a few different shapes and sizes, being Chattel Mortgages, Hire Purchases or Finance Leases. Some lenders will require financials but Finance101 have access to a variety of different low doc or no doc loans as well for your convenience. We recommend speaking to your tax agent before moving ahead with a leisure loan under your business name as not all companies will be able to justify business usage.

Some of the key benefits of business leisure loans are:

E

Low or no deposit options available

E

Low fixed rates

E

Balloon (residual) options available

E

GST can be claimed back at your first BAS (Chattel Mortgage only)

E

No-doc or low-doc loans

E

Loan terms from 1-7 years

E

Available for dealer, auction and private sales

E

Tax deductible interest and ability to claim depreciation