1800 346 101 info@finance101.com.au
Feauina Komiti
Feauina Komiti
Really appreciated for your service Shane so happy thankyou so much MERRY Christmas and God Bless
Rasel Ahmed
Rasel Ahmed
My first time taking a loan in Australia and Patrick was very helpful. It was a breeze working with him. They understood my weakness and still gave me the best interest rate all over Australia. Totally recommend it to everyone
Craig Read
Craig Read
Fantastic work by Callum I couldn’t be happier with his efforts to help me get what I needed, he went above and beyond 10 stars for Callum !!! I would recommend everyone and anyone to use these guys!! Thank you!!!
Finn W
Finn W
Had an awesome experience with Shane 100% would recommend
Eli Bligh
Eli Bligh
Patrick was greatly helpful and supportive during the whole process, consistently kept me up to date on everything. Highly recommend Finance 101 and the service they give.
Greg H
Greg H
Easy to work with
Annah Paraffin
Annah Paraffin
Very fast and effective service provided. The staff are always friendly and willing to help. Thank you very much
Kody Stearman
Kody Stearman
So happy with my new car. Thank you Maria for helping me all along the journey!
Tim Bennett
Tim Bennett
I found Finance101 online. Kristen responded to my initial enquiry. Her communications have been timely, thorough, professional and on point every time. She got the result I wanted at a great rate, with a good lender, on good terms. I would work with Kristen again and I would recommend her to friends and family. It is great to find a reliable, professional and capable person who is friendly, efficient and gets the job done! Well done and many thanks.

There are a lot of different ways to finance your car or motorbike, let’s keep it simple

Securing your next auto loan has never been easier with Finance101. We understand that when it comes to financing your car or motorcycle, you want a quick and hassle-free experience. That’s why we’ve partnered with over 30 different lenders, giving us access to specialized products that allow our team to tailor the perfect loan specifically for you.

Whether you’re in need of auto financing, a car loan, or low-interest car loans, Finance101 is here to help. We’re committed to providing you with market-leading interest rates, ensuring that you get the best deal available. And throughout your vehicle finance journey, we’ll keep you informed and updated every step of the way.

Why wait any longer? Upgrade your ride today with Finance101’s flexible car loan options. We believe in making the process simple and convenient for you. Let us handle the financing, so you can focus on getting behind the wheel of your dream vehicle.

Apply for car finance online now and experience the Finance101 difference. Our team is dedicated to ensuring your satisfaction, so you can hit the road with confidence. Don’t miss out on this opportunity – start your automotive finance journey with Finance101 today!

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Personal Car Loan

A personal car loan is the most common type of automotive finance product. This is where the vehicle will be used mainly for personal use. You can choose either a secured car loan or an unsecured car loan, depending on what benefits are most important to you. The secured loan will normally mean lower interest rates as the lender holds security over the loan, whereas with an unsecured loan the lender doesn’t hold the title on the car and you’ll generally be able to pay out early with no penalty at all.

Some of the key features of secured or unsecured car loans are:

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Finance any age car anywhere in Australia

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Available for dealer, auction and private sales

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Flexible loan terms available (from 1-7 years)

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Balloon (residual) options available

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Rates and payments are fixed over the term of the loan

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Pay it off faster to save interest

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Finance the full purchase price or chip in some deposit

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Make extra repayments if you like

Business Car Loans

A business car loan is the type of loan for customers who are self-employed or plan to use the vehicle mainly for business use. Business loans come in a few different shapes and sizes, being Chattel Mortgages, Hire Purchases or Finance Leases. Some lenders will require financials but Finance101 have access to a variety of different low doc or no doc loans as well for your convenience.

Some of the key benefits of business car loans are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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GST can be claimed back at your first BAS (Chattel Mortgage only)

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No-doc or low-doc loans

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Loan terms from 1-7 years

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Available for dealer, auction and private sales

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Tax deductible interest and ability to claim depreciation