1800 346 101 info@finance101.com.au
Kyle Kratzmann
Kyle Kratzmann
Eddie made the process super easy from start to finish. He was always available and updated me straight away. He ensured everything was settled as fast as possible, and was a relatable and genuine person to deal with.
Glenda Oh
Glenda Oh
Pat was amazing in securing a great rate for my car loan! Even the car dealership was shocked that Finance101 was able to get me such a good rate! They work tirelessly to help me after hours calls to make sure the process went as quick as possible! Great support from Dan and Mark too!
Craig Holder
Craig Holder
Highly recommend finance 101, Patrick was a pleasure to deal with! Kept me updated throughout the whole loan process. Thanks finance 101
Richard McGregor
Richard McGregor
100% recommend these guys so helpful, Mark and all he's team do there best for you
Paul Ransom
Paul Ransom
Sensational service, Aaron was a brilliant member to work with.
Mick Higginson
Mick Higginson
Excellent went above and beyond
Stuart Crichton
Stuart Crichton
Dealt with Eddie at Fiannace 101 onsite at Lawrence RV Burpengary buying our new caravan. What amazing service, totally hassle free, honest and upfront with everything. Made choosing our new caravan so easy and pleasurable. Thanks to the whole team for making this whole thing so easy.
Reyne McLellan
Reyne McLellan
Dalton and Aaron were fantastic to deal with. Made the whole process seamless
Richard French
Richard French
Dalton got the impossible done and has been an enormous help. Totally recommend Dalton and Finance101 ????

Financing a new asset for your business has never been so simple!

Finance101 understands how businesses work. We will make it quick and easy to secure your next asset loan for your business so you can focus on running it! We work with over 20 different lenders with access to specialised products, allowing our team to tailor the perfect loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple!

Our finance and insurance partners

Chattel Mortgage

A chattel mortgage is a secured loan for sole traders, partnerships and companies where the asset being financed will be used predominantly for business purposes. The business owns the asset from day one and the lender takes security over the asset. Chattel mortgages can be used to purchase any asset; cars, leisure vehicles and equipment (as long as there is a reasonable justification for business use). Chatttel mortgages can offer many benefits to your business, ranging from helping with cash flow to tax write offs. Finance 101 have access to a variety of different low doc or no doc loans as well for your convenience.

Some of the key features of chattel mortgages are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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GST can be claimed back at your first BAS

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No-doc or low-doc loans

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Loan terms from 1-7 years

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Available for dealer, auction or private sales

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Tax deductible interest and ability to claim depreciation

Other Business Loans

The most common business loans outside of chattel mortgages are commercial hire purchases, novated or finance leases and cash flow funding. Finance101 have access to a variety of loan products that cover all of these different loan types. Different loan types may have some additional tax benefits including having the asset off your balance sheet or having the payment show as a rental type payment on your financials. All of the loans we offer have fixed rates and repayments over the term of the loan. If you need any further information about the different commercial loan products available, give us a call and one of our team will be able to talk you through the differences.

Some of the key benefits of business loans are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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Ability to structure the loan to maximise your tax benefits

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No-doc or low-doc loans

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Loan terms from 1-5 years

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Available for dealer, auction and private sales

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Tax deductible interest and ability to claim depreciation