1800 346 101 info@finance101.com.au
Feauina Komiti
Feauina Komiti
Really appreciated for your service Shane so happy thankyou so much MERRY Christmas and God Bless
Rasel Ahmed
Rasel Ahmed
My first time taking a loan in Australia and Patrick was very helpful. It was a breeze working with him. They understood my weakness and still gave me the best interest rate all over Australia. Totally recommend it to everyone
Craig Read
Craig Read
Fantastic work by Callum I couldn’t be happier with his efforts to help me get what I needed, he went above and beyond 10 stars for Callum !!! I would recommend everyone and anyone to use these guys!! Thank you!!!
Finn W
Finn W
Had an awesome experience with Shane 100% would recommend
Eli Bligh
Eli Bligh
Patrick was greatly helpful and supportive during the whole process, consistently kept me up to date on everything. Highly recommend Finance 101 and the service they give.
Greg H
Greg H
Easy to work with
Annah Paraffin
Annah Paraffin
Very fast and effective service provided. The staff are always friendly and willing to help. Thank you very much
Kody Stearman
Kody Stearman
So happy with my new car. Thank you Maria for helping me all along the journey!
Tim Bennett
Tim Bennett
I found Finance101 online. Kristen responded to my initial enquiry. Her communications have been timely, thorough, professional and on point every time. She got the result I wanted at a great rate, with a good lender, on good terms. I would work with Kristen again and I would recommend her to friends and family. It is great to find a reliable, professional and capable person who is friendly, efficient and gets the job done! Well done and many thanks.

Financing a new asset for your business has never been so simple!

Finance101 understands how businesses work. We will make it quick and easy to secure your next asset loan for your business so you can focus on running it! We work with over 20 different lenders with access to specialised products, allowing our team to tailor the perfect loan for you. Working with Finance101 will ensure that you have access to market leading interest rates and are kept up to date every step of the way. It’s that simple!

Our finance and insurance partners

Chattel Mortgage

A chattel mortgage is a secured loan for sole traders, partnerships and companies where the asset being financed will be used predominantly for business purposes. The business owns the asset from day one and the lender takes security over the asset. Chattel mortgages can be used to purchase any asset; cars, leisure vehicles and equipment (as long as there is a reasonable justification for business use). Chatttel mortgages can offer many benefits to your business, ranging from helping with cash flow to tax write offs. Finance 101 have access to a variety of different low doc or no doc loans as well for your convenience.

Some of the key features of chattel mortgages are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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GST can be claimed back at your first BAS

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No-doc or low-doc loans

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Loan terms from 1-7 years

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Available for dealer, auction or private sales

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Tax deductible interest and ability to claim depreciation

Other Business Loans

The most common business loans outside of chattel mortgages are commercial hire purchases, novated or finance leases and cash flow funding. Finance101 have access to a variety of loan products that cover all of these different loan types. Different loan types may have some additional tax benefits including having the asset off your balance sheet or having the payment show as a rental type payment on your financials. All of the loans we offer have fixed rates and repayments over the term of the loan. If you need any further information about the different commercial loan products available, give us a call and one of our team will be able to talk you through the differences.

Some of the key benefits of business loans are:

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Low or no deposit options available

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Low fixed rates

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Balloon (residual) options available

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Ability to structure the loan to maximise your tax benefits

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No-doc or low-doc loans

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Loan terms from 1-5 years

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Available for dealer, auction and private sales

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Tax deductible interest and ability to claim depreciation